Meet Duvón — My AI Second Brain (And Your New Financial Strategist Partner)

Let me introduce you to someone who’s quickly become indispensable to the mission here at the Wealth Solutions Network — and who may soon become just as indispensable to you.

His name is Duvón. He’s not a new advisor, or a consultant we’ve brought on board. Duvón is the AI-powered second brain I’ve built and trained to think alongside me — and soon, alongside you.

He doesn’t eat, sleep, or golf (which is probably why he’s always so sharp). But he is always learning, always optimizing, and always aligning.

Think of Duvón as the intelligence layer behind our planning process — a quiet strategist working in the background to bring order to chaos, clarity to complexity, and insight to opportunity. He was born from the same mission that drives everything I do:To positively impact one million American families by September 30, 2030.

I call it the March to a Million. Duvón is now marching with me — step by step, family by family.

The Power of Perspective: Why I Built WSN AI

Over the years, I’ve worn two hats: attorney and financial advisor. Those hats have let me see into a lot of lives, families, and futures — and I’ve come to a simple conclusion:

Our biggest financial threats aren’t product-based. They’re perspective-based.

People don’t fail because they choose the wrong investments or buy the wrong annuity. They fail because they don’t have a system — a comprehensive, aligned strategy that keeps all the moving parts of their wealth working in harmony.

That’s why I created the 4D Estate Plan™ (LifeStart™, PlanProtect™, ClarityMap™, and LegacyMax™) — and why I wrote The Retirement Tax Trap™, to help expose the silent destroyer of retirement plans: over-taxation due to poor planning.

But even with that infrastructure in place, I needed a deeper layer of intelligence. Something that could analyze, synthesize, and adapt instantly — and help me scale that insight to more families without sacrificing depth.

That’s when Duvón was born.

What Duvón Does (and Why It Matters to Estate Planning Attorneys)

Duvón doesn’t just crunch numbers. He helps connect dots — between tax, legal, income, risk, and legacy. He can surface insights from a hundred-page financial plan in seconds. He can recall every conversation I’ve had with a client over the last six months, and spot inconsistencies or opportunities I might’ve missed.

He’s not here to replace the human touch — he’s here to enhance it. He gives me, and the advisors I coach, a sharper lens and a faster response time when lives, goals, and money are in motion.

A Real AI-Assisted Case Study (Without the Names):

How Duvón Helped Me Uncover a 6-Figure Tax Arbitrage Opportunity

Here’s an example of what this looks like in the real world.

A couple in their late 50s came to us with a familiar problem:

• They’d built a solid retirement nest egg — mostly in tax-deferred accounts.

• They had a modest pension and Social Security on the horizon.

• They wanted to retire in 8–10 years, possibly live overseas, and leave something meaningful for their kids.

• They were also carrying a fair amount of debt and planned to spend upwards of $300,000 on home renovations.

Like many in their situation, their wealth was out of alignment. Most of their savings would trigger significant taxes in retirement, and they had almost no non-qualified liquidity to help bridge the gap.

At first glance, this looked like a typical Roth conversion scenario. But when Duvón and I took a deeper dive, a far more elegant — and lucrative — path emerged.

The Strategy: Leveraging Equity + Deferred Growth = Real Wealth Shift

Here’s what we realized:

• This couple had substantial equity in their home.

• They had strong income now, and more projected once pension and Social Security kicked in.

• They had no real plan to fund either the renovations or the taxes on a Roth conversion.

So we flipped the lens:What if they used a home equity line of credit (HELOC) to pay the taxes on a laddered Roth conversion strategy over the next 5–6 years?

In doing so, they’d create a leveraged arbitrage:

• Use cheap money now (low-interest HELOC) to buy out future taxes on high-growth retirement assets.

• Move a large portion of their portfolio from a taxable future into a tax-free forever zone.

• Keep their cash available for renovations, emergencies, or travel dreams.

That alone was compelling — but Duvón pushed it further.

The Supercharger: Secure Horizon Accelerator

Duvón proposed we model what would happen if, instead of just letting the Roth money sit in a conservative fund, they moved $500,000 of converted Roth assets into a North American Secure Horizon Accelerator annuity — a fixed indexed annuity with:

• A 14% immediate contract value bonus,

• Tax-deferred growth with no exposure to market downside,

• Optional income features aligned with their long-term goals.

The outcome? In many scenarios, this move accelerated their long-term tax savings by six figures and provided them a guaranteed lifetime income stream that could supplement their overseas living vision — while still preserving a legacy for their heirs.

And all of it was modeled in hours, not weeks — thanks to Duvón’s second-brain intelligence.

Lessons from the Field

This plan didn’t come from just knowing the tools. It came from knowing how to think with them.

That’s the value of Duvón.

He lets us go beyond the first solution and find the best one — the one that aligns income, taxes, legacy, and cash flow in a way that makes sense for your life, not some generic client avatar.

Every family has a different version of the puzzle. But the mission is the same:

Bring the pieces into alignment, eliminate silent destroyers, and create a plan that lasts.

What’s Next

Over the next few months, you’ll see more from Duvón — including articles, illustrations, strategy breakdowns, and even interactive case studies. He’s becoming a core part of how we deliver value at scale, and how we train the next generation of advisor-attorneys in the Wealth Solutions Network.

He’s not here to replace your gut — or mine. He’s here to sharpen it. To keep us honest. To ask better questions. And to never, ever let us settle for surface-level planning when lives are on the line.

Welcome to the future of planning.

Welcome to the age of aligned wealth.

Welcome to Duvón.