The Retirement Tax Trap: A Message to the Attorney-Advisors

This July, while the world celebrates freedom with fireworks and fanfare, we in the Wealth Solutions Network are focused on a different kind of independence — the kind that doesn’t come from a revolution, but from a realization.

That realization? Our clients are surrounded by silent threats. Tax time bombs. Hidden fees. Legacy gaps. Poorly coordinated retirement income. These traps are the walls of the financial maze they’re stuck in — and most don’t even know they’re inside it.

That’s why we created The Retirement Tax Trap. Not just a book, but a mission-aligned tool to wake people up and move them forward. It’s a call to action for clients — but more importantly, it’s a call to arms for you, the advisor-attorney leading them out.

Why It Matters to Our Mission

You already know the stakes. This isn’t about rate of return. It’s about rate of regret. Clients who delay strategy often wind up boxed in by RMDs, Medicare IRMAA surcharges, Social Security tax surprises, and estate planning disasters. The Retirement Tax Trap puts those risks into plain English and hands you a tool to start the deeper conversation.

Because awareness isn’t enough. The difference between clients who escape the financial maze and those who don’t comes down to one thing: action. And that’s where we come in.

More Than Just Tax Planning — It’s About Stewardship

The book closes with a powerful reminder: “We don’t just build financial fortresses. We help you build family fortresses — so your values, principles, and personal wisdom live on long after your wealth has been transferred.”

That’s the WSN difference. We go beyond spreadsheets and allocations. We deliver Total Wealth under Alignment — helping clients create structures that protect more than just money.

What You Can Do Now

• Read the book if you haven’t yet. It was written with your conversations in mind.

• Use the stories inside to spark dialogue. Chapter excerpts are great email follow-ups or workshop teasers.

• Offer a copy to every client who starts a tax planning or estate design engagement.

• Incorporate it into your Clarity Map or 4D Planning workflow to drive action from insight.

Let this be the season your clients declare financial independence. And let us, together, lead the march.